Morningstar

How To Get Started With Impact Investing

This article looks at the definitions of impact investing (SRI or ESG investing), and features apps that make it easier than ever before to start an impact portfolio. I’m drawn to the newer apps that promise great user experience and impactful investment, however, investor beware! Some of the new apps on the market have cool marketing and UX, but don’t really know much about impact at all.

New Reports on Property Assessed Clean Energy (PACE) Show Healthy Residential Market

Rooftop solar power prices have been dropping. Home energy storage prices have been dropping. New and increasingly compelling electric vehicles keep coming to market. These are cleantech topics that come up daily as these industries keep growing and growing. However, there are transformative elements of the cleantech world that stem from more nuanced business innovations and policies. One of those is Property Assessed Clean Energy (PACE) financing.

Morningstar Reaffirms PACE

The report makes it very clear that PACE is not a mortgage, and it needs to be considered with different metrics. Though major PACE programs collect FICO scores, their key consideration is the lien-to-value ratio. This is because “PACE lending is tied to the asset and not to the creditworthiness of the property owner.”