CleanTechnica Readers Get $25 From Mosaic To Invest In Solar! (Seriously)
Mosaic has just launched a very cool campaign for the holiday season — “The Gift of Solar.” We were going to cover the campaign anyway, but Mosaic actually reached out to us about a personalized offering for our readers. Any of you who decide to sign up for a free investment account at Mosaic and invest in a solar project (minimum investment = $25) will get $25 from Mosaic. In other words, you get to invest in a solar project for $0… or more if you wish, but in either case, Mosaic will give you $25.
Just be sure to use our special link (also the link that is above) — which you’ll notice has my name in it. (Nope, I don’t get any kind of commission on this or anything like that — am just passing along the nice offering.)
The Gift of Solar campaign, as I think you’ve guessed by now, is a campaign aimed at giving people a gift that will give back and grow as time goes on — money to invest in a solar power project. You can also gift someone $25 (or more) for their own solar power investing. You and your gift recipient’s solar investment will yield regular cash income (at 4.4-7% APY) from the clean electricity produced, Mosaic notes — not bad. 😀
With nearly everyone in the country supporting the idea that we should be developing solar projects faster, I imagine your special someone would be happy to become a part (or a bigger part) of that process… while also making some clean cash. So go ahead and get them hooking on solar through Mosaic!
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Awesome! I put a few hundred $$ in a Mosaic account when I saw the first article about it here. It looks like it does not work for existing users…but still a great offer for those interested. An easy doubling of your money…plus interest!
Yeah, too bad 😛 But hopefully it gets a lot more people involved. 😀
I definitely shared it on Facebook 🙂 I may have to sign my wife up for an account while the bonus is available.
😀 Do it! 😀
Is there anything around for non-US based investors?
Not sure. I’ve seen things here & there, but nothing that looks like it’s really rolling yet.
Hmm, actually, might be a possibility here: https://www.milkthesun.com/eng
Hi Zach:
What do you know about milkthesun.com?
Have you invested in there?
don’t really know anything about it. has popped onto my radar in the past, and just did again the other day serendipitously. (i haven’t invested anything there)
Florida policies suck…still nothing here to invest in…..
You could start buying up future beach front property.
Say up in the hilly part of Leon County….
I know… Floridian, I am. 🙁
Mosaic currently has a ground mount utility project there. I only put a little bit into it. It is a big enough loan that I expect it will be a few weaks before its fully subscribed.
[Unless Florida investors are not elibible.]
While I love the idea behind Mosaic it still is only for CA or big dollar players.
From their web site
“Currently our investments are limited to residents of California or accredited investors who are residents of the United States. For individuals, the Securities and Exchange Commission (SEC) defines an accredited investor as someone who has:
Income that exceeded $200,000 in each of the last two years or joint income with a spouse that exceeded $300,000 in each of those years, and has a reasonable expectation of reaching the same income level this year; or
Net worth (excluding equity in the primary residence), individually or jointly with a spouse that exceeds $1 million.”
Ah, that reminds me why I didn’t invest before… and saves me some time figuring out if I can now, which I was planning to do. Unfortunate. Hopefully they will be able to jump through the hoops to get into more states soon.
As a CA resident, I had to send them proof of accredited status recently. That varies state to state. I think it is a too tough requirement, but they are just following the law. Wish they had a non-accredited option with limits on investment size.
Mosaic actually came up with these requirements about six months after a lot of the projects already had investments processed. I talked with the folks at Mosaic, and I got the opinion that the ruling was a bit of a surprise to them.
I am in Texas, but have invested in multiple projects on Mosaic in California, New Jersey, and Colorado. I also plan on putting some cash into the current Florida and Connecticut projects. The interest rates (ranging from 4.5% to 7% depending on the term) are very good and it makes me feel better when I look at my holdings in Exxon, Conoco, and Altria.
I consider it a low risk investment. It is strange that you can invest your life savings into a penny stock or go to Las Vegas and drop your paycheck on a craps table, but you need to be an accredited investor even if you only want to place $25 in what is essentially nothing more than a long term bond.
I guess the SEC is not a fan of Mosaic excluding the Exchanges.
Mosaic “could” be in every state. But there is big fee to get approved in each state then a yearly fee to renew. So they have picked the best one for solar, CA and then the rest of the investor must be accredited (or have finance back ground). At onetime I thought they also covered NY, but that looks to have changed. It is SEC ruling not Mosaic
It’s a business opportunity for someone living in another state.
I think they are similar to “revenue bonds”, in the sense that the prinicple and interst come from the project revenue stream. There is an additional risk, which is that investors depend upon Mosaic to collect and distribute the payments.
It will be interesting to see how well they are able to fund the two new projects (and others) now that the requirements will limit the investor pool. The school and the solar park both seem to have slowed down, since their initial opening.
Mosaic mentioned that they had over 2,500 investors, but I wonder how many of those are still qualified.
I thinks thats a pretty typical pattern. I suspect many investors are like me, and check every few days, if they see a new project they like they puts funds in. So you would expect a lot of activity the first few days. By a week in, most who had funds ready to invest have already committed. Atlantic city a few months back took quite a while to fill.
I’ve actually been interested in this for a while, but as a Texas resident, idk if I can get involved? If I can and someone can help me figure it out I’ve got a couple hundred I’d like to put into it… (Re-invest the returns and let it ride)